There are several instances where you may receive a collection call from a fraudulent company all of a sudden. For example, if you have a common name like John Smith, these collection agencies may confuse you with someone else. They will go on and on making collection calls to you. The ordeal is frustrating as in reality you may not even owe a debt. It becomes the need of the day for you to immediately stop these harassing calls made to you however the question here is how?
Brennan & Clark Collection Agency- how to stop collection calls?
Brennan & Clark Collection Agency is a leading and esteemed name in the field of debt collection in the USA. It has been operating in the field for 30 years and it the first choice for many small to large companies when it comes to the collection of delinquent debts. Now, the question of stopping collection calls from fraudulent companies happens a lot. The experts here say that the receive complaints by many consumers when it comes to getting these frustrating calls on a daily basis.
Mixing people up
Often collection companies mix people up when it comes to calling. As mentioned above, people with common names are often the victim of these fraudulent calls. Here, it is prudent for you to contact the collection agency that is making a call to you. Simply avoiding the call will not stop the company from calling you. If you do owe debts, the creditor has the legal right to recover them however in case you do not owe money, it is prudent for you to write a letter to the collection agency after taking its address and phone number.
Check credentials before you proceed
You can also check the credibility of the collection agency by checking its existence online. You can check BBB ratings and confirm that that the company that is calling you is an authentic one. There are unscrupulous collection agencies that resort to something that is called the zombie debt in the USA. They make harassing calls to you asking you to pay up an amount that you actually do not owe. There are some companies that even threaten you with legal action if you do not pay the dues. Remember that payment of debts is a civil case and not a criminal offence. The only way a debt can become a criminal offense is by threat, fraud, deception and misrepresentation in the USA.
Brennan & Clark Collection Agency experts say that you should keep the above in mind when you are looking for effective ways and means to stop collection calls. It is crucial for you to be aware and informed. Contact a reputed collection agency and meet experts there on ways to stop collection calls. However, as mentioned earlier always take the call and do not avoid it. This will not help you in any way to stop collection calls. Face them, listen to what they need to say and get the help and information you need from credible sources only!